Disability Benefits
Short-Term Disability insurance is “paycheck” protection that pays a percentage of your salary if you become temporarily disabled for a period of weeks. Common short-term disability claims include injury, pregnancy and minor surgeries.
Benefits |
|
|---|---|
Benefit Amount |
60% of weekly earnings |
Weekly Benefit Maximum |
$1,000 |
Waiting Period |
7 days |
Maximum Duration/Benefit Period |
Up to 13 weeks |
Long-Term Disability insurance protects your ability to earn a paycheck. It pays a percentage of your salary if you become unable to work for a long period of time, months or even years. Common long-term disability claims include musculoskeletal disorders, cancer or serious illness and mental health issues.
Benefits |
|
|---|---|
Benefit Percentage |
60% of monthly earnings |
Monthly Benefit Maximum |
$6,000 |
Waiting Period |
90 days |
Definition of Disability |
Loss of Duties or Loss of Earnings |